Page 1 of Virgin Credit Card - Boooooooooooooo!!

Just receivd my latest statement and have been charged a late payment fee of £12 for paying 2 days late despite not receiving the bill until 2 days before the payment date because of a house move and having to get a statement copy sent out. They say I`ve been a customer for 5 years and the bill is sent out at the same time evry month. And I said I`ve been a customer for 5 years and never paid late. They;`ve basically said "Tough!!".

Anyone else having bad credit card experiences??

I sincerely hope that you vote with your feet, rather than just moan about it on the internet.

Any company that reward my loyal custom with `tough tits` get binned.

Yes, I have already told them that I wanted to cancel my account there and then but was told I have to pay off my balance (obviously).

Yeah, credit cards are bitches for that. `YEAH? WELL F*** YOU!!!!` isnt quite as effective when it takes 6 months to finally rid yourselves of the bastards.

Worth it in the end, though. Then they start sending you junk mail offering you a card again....

Do a balance transfer on a better low percentage card

Can`t you balance transfer to a new card with someone else? I wouldn`t stand for that sort of treatment.

edit: beat me to it.

This item was edited on Thursday, 17th May 2007, 13:10

I`m a right credit card tart.
Constantly swapping around.
Trouble is,I have difficulty keeping track... :/
Anyway,with regard to the late payment thing,99% of credit cards allow you to checkl balances and pay online.
Waiting for statements through the post is so yesterday.
In fact,I wish my credit card companies could give me an `opt out` option for postal statements.
It would be one less opportunity for identity theft,for one thing.
It would save me going out to the garage to shred them,for another.

Quote:
In fact,I wish my credit card companies could give me an `opt out` option for postal statements.

This would be awesome. For various boring and unimportant reasons i have three accounts with natwest, two of which i use extremely infrequently and every month i get a statement for each one.

They get ripped up, generally without being opened. What a waste of everyone`s time.